It's Not (just) About the Money

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Monday, November 10, 2008

Rethink Your Holiday Spending

By Candace Bahr and Ginita Wall


Happy Thanksgiving, Ho, ho, ho! Turkeys and cookies are baking, bells are ringing, and sounds of holiday cheer fill the air. The holiday season is fast upon us. In this “most wonderful time of the year”, It’s easy to slip into the holiday mood and buy just one more present for an acquaintance, one more outfit for a holiday party—and wake up with a splitting-headache spending hangover in January.

The holiday season is a time of renewal and fellowship—and also time of wild consumerism. We seem to worship the mall and the Hallmark store, instead of our faith, our traditions, and our connection to our families and the world. Whether you celebrate Christmas, Hanukkah, Kwanzaa, or simply “the holidays”, it’s important to develop your own personal meaning for the season. Instead of spending money this season, consider spending time with those you love.

The above is an excerpt from the curriculum (wife.org) for the INATM Money club. Each month we discuss a topic or money zone to help women become financially educated. If you would like more information about a new club starting next year click here

The following questions may help you focus on some of your beliefs around money and the holidays so you can make conscious and helpful decisions about your Christmas spending.


  • What were the holidays like when you were a child? Were they lavish or low-budget?
    Were they well-planned or last-minute?


  • What were your parents’ gift-giving rituals? Was there a spending limit per present? A
    resolution to only give presents to the children? At what age did you start giving presents to your parents?


  • What interesting traditions do your family and friends have for the holidays? How have
    they saved time or money or added additional meaning to the season?


  • What new traditions for the holidays have you started in your adult life? Why did you choose these?

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